American Bill Money Review – Controversial MLM Scheme Exposed?!

Welcome to My American Bill Money Review!

There’s nothing more appealing to people than finding a job that gives monetary sustainability, right? 

In reality, most people buy into jobs because of financial gains. And then comes, multi-level marketing (MLM) companies that come with great promises of earning booming income. However, despite being a legit business model, there’s a negative stigma about it that’s often hard to ignore.

In this post, we’ll talk about a program called American Bill Money and find out if you can really make money sending postcards to your clients. We’ll also learn how it works, its pros and cons, and if it’s even a legal program so before you sign up, be sure to read the entire review first.

American Bill Money (ABM) is a direct-mail lead source under a network marketing structure. Founded by Paul Korzeniowski in 2003, the brand has headquarters located in Phoenix, Arizona USA.

I’ve reviewed a similar program like this in the past and it’s called Impact Mailing Club.

Paul is an author of various books and has around 35 years of experience in businesses. His bio information also says that he’s an entrepreneur even as a kid. 

Well, Paul Korzeniowsk created ABM with the desire to help Americans make residual income.

As mentioned, ABM is an MLM opportunity that provides members with "leads" (addresses) and postcards for them to send to random people in the hopes that they would also join the program.

ABM gets its leads from what are known as “Industry Sources.”

American Bill Money Product Line

What they market are post-cards and "leads" or the address labels of potential joiners but it's not really a product but rather a system or a facade to recruit more people to join in the program.

Unlike typical MLM companies with tangible products, such as Elevacity, Arbonne, and Pyur Life.

Below are examples of the postcards and "leads" they sell.

How To Make Money With American Bill Money?

So how does an affiliate earn? 

When a new affiliate initially signs up, their sponsor will receive a commission monthly and that would be depending on the package subscribed. 

For every successful lead, affiliates get paid with a 60% compensation. For example, if someone goes for the basic $125 plan, the affiliate will get a $75 commission monthly.

As an MLM structure, it follows a compensation plan that heavily focuses on recruitment. It’s not surprising though since there are no real products involved, let alone a valuable service, such as mentorship.  

As mentioned, you will get a 60% commission from every successful recruit, depending on the package they have subscribed to.  

I won’t bore you with the details of their compensation plan but if you’re interested, you can watch the video below:

We can’t directly say that American Bill Money is a scam although obviously, it’s a suspicious program. The only way to make money is by recruiting people since there are no products or services to promote.

The Federal Trade Commission’s (FTC) guideline even talks about it. It says that one way to distinguish a legit MLM opportunity from a pyramid scheme is the main source of income. If the commission is heavily based on recruitment and not on sales, then it’s a pyramid scheme probably in disguise.

FTC also suggests that if you join a pyramid scheme, you’ll likely lose money. That’s another red flag with American Bill Money, you’re going to pay a massive amount to become an affiliate and considering how it works, like sending a postcard to a stranger, you’ll know that you’ll end up losing hundreds of dollars.

I mean, are you really going to accept and trust an invitation from a random person?

To become an affiliate for ABM, you have to sign-up first and select the package you will purchase in return for ABM postcards and potential leads in return. 

BASIC Monthly Subscription- ($125) 

• 150 Fresh Leads on Labels sent to you each month
• Monthly Subscription DOES NOT Include Postcards
• Use of their 24/7 Automated Marketing System, such as 800 # Overview, Company Website & Capture Page, 24/7 Live Operators to Take Orders, and ABM Staff follows-up & closes sales for you

DELUXE Monthly Subscription- ($250) either option A or B

Option A

• 300 Fresh Leads on Labels sent to you each month
• 33% Discount on all Postcards
• Use of our 24/7 Automated Marketing System, , such as 800 # Overview, Company Website & Capture Page, 24/7 Live Operators to Take Orders, and ABM Staff follows-up & closes sales for you

Option B

• 150 Fresh Leads on Labels sent to you each month
• 33% Discount on all Postcards
• Personalized Website & Capture Page System
• Personalized Video
• Access to Our State of the Art Internet Marketing Training
• Use of our 24/7 Automated Marketing System           

6 Month Basic Pre-Pay Subscription - $825

• 150 Fresh Leads on Labels sent to you each month for 6 months
• The 6 Month Subscription Includes 1,000 Postcards for Free
• Use also of their 24/7 Automated Marketing System for 6 months

12 Month Basic Pre-Pay Subscription - $1650 

• 150 Fresh Leads on Labels sent to you each month for 12 months
• The 12 Month Subscription Includes 2,500 Postcards for Free
• Use of 24/7 Automated Marketing System for 12 months

1. 6 Month DELUXE Pre-Pay - $1650 (either option A or B)

Option A

• 300 Fresh Leads on Labels sent to you each month for 6 months
• 2,500 Postcards for Free
• 33% Discount on all Postcards
• Use of 24/7 Automated Marketing System for 12 months

Option B

• 150 Fresh Leads on Labels sent to you each month for 6 months
• 2,500 Postcards for Free
• 33% Discount on all Postcards
• Personalized Website & Capture Page System
• Personalized Video
• Access to Our State of the Art Internet Marketing Training
• Use of 24/7 Automated Marketing System for 12 months

12 Month DELUXE Pre-Pay - $3,300 

Option A

• 300 Fresh Leads on Labels sent to you each month for 12 months

• 5,000 Postcards for Free

• 33% Discount on all Postcards
• Use of 24/7 Automated Marketing System for 12 months:

Option B

• 150 Fresh Leads on Labels sent to you each month for 12 months
• 5,000 Postcards for Free
• 33% Discount on all Postcards
• Personalized Website & Capture Page System
• Personalized Video
• Access to Our State of the Art Internet Marketing Training
• Use of 24/7 Automated Marketing System for 12 months

PROS 

The idea of having a chance to earn big money swiftly is pretty much catchy to most people and would even bring them to an erratic decision to join without being fastidious. But honestly speaking, there’s nothing desirable with ABM. 

The concept of fast money is too good to be true and if you know how legit opportunities work, you’d understand that you don’t earn cash overnight.

CONS

A Pyramid Scheme

Why? Because you can only make money by recruiting more people into the program and as you can see, this kind of business model is not sustainable.

It would not be viable for everyone to make money. In this kind of platform, those in the upper tier would be the big gainers while the ones in the lower tiers will end up losing it all if they would not recruit more to join.

ABM relies too much on recruitment for income. Though they present their product as postcards or “leads”, it’s actually a ticket to their MLM opportunity that only benefits only those who are on top of the pyramid.

No Money-Back Guarantee

One thing to worry about when joining American Bill Money is that there’s no refund! 

Most legitimate companies or businesses offer a money-back guarantee because it shows they have faith in their product or service and fend on providing great customer service. 

Having a "No Refund Policy" only suggests that companies are greedy for money and are more likely a scam.

LEADs Catastrophe

In return for affiliate subscriptions, they are given postcards and “leads,” making recruitment sound easier. I mean, you already have people to contact; however, there are complaints saying that some of these leads have already passed away. 

Yes, they’re dead! 

It’s not good for anyone. It uses an old strategy that doesn't work anymore and if they do, it’s not sustainable. Again, are you really willing to accept an invite from a stranger?

Being an affiliate in American Bill Money, as you subscribe to a certain package, you are given access to their back office and enabled to use their 24/7 Automated Marketing System, which includes a company website, capture page, 24/7 Live Operators to Take Orders, and ABM customer support that follows-up and closes sales for the affiliates. 

Affiliates also have access to ABM’s Internet Marketing Training. 

In closing, we could say that American Bill Money is not a program that you should trust. The income potential is low and more or less, people will perceive it as a scam.

It’s surprising, however, that it has been running since 2003 until now. 

Other than that, a lot of things are a lot of red flags, such as the no money-back policy, no tangible products, and no reliable leads as most of them are probably deceased.

With the pandemic going on, there’s a demand with make-money-online programs, giving con artists and scammers a chance to target vulnerable individuals. Therefore, it’s best if you will stay away from these and put your trust in a legit company instead.

With our #1 recommended program, you’re guaranteed to be in safe hands. Sign up now and have access to the following:

• Webinars to help you start your business online
• Training resources
• Comprehensive guide
• One-on-one coaching
• And many more!

Thank you for reading my American Bill Money review! 

If you have comments, suggestions, or you just want to share your personal story, please don’t hesitate to drop it in the comment box below. Also, feel free to join our mailing list to receive product reviews and tips on how you can make money online.