Million Money Review – Cash Gifting Scheme CryptoMLM To Debunk Right Away!

is million money a scam

Welcome to My Million Money Review!

Cash-gifting schemes may not be a usual program but opportunities like this are rampant online. Unfortunately, it often ends up as a scam. On this website alone, we’ve reported almost a dozen platforms that follow the same structure.

Some of these are:

Million Money Review Summary

Name: Million Money


Founders: Not Disclosed

Product Type: Multi-Level Marketing

Price: 0.03 ETH ($59) + Other Purchases For Positions

million money logo

Quick Summary: Million Money is an online crypto income opportunity that runs on a cash-gifting scheme and is based on a multi-level marketing business model.
It may entice you that the opportunity comes with a lot of income. However, don’t be deceived as there are a lot of red flags about this opportunity.

Like typical Ponzi schemes, there’s no information about the owner or the company.

Overall Rating: 1/10

Recommended: No

Most of these programs involve cryptocurrency, too. I’m not saying that the digital currency is not legit; however, many platforms that claim to have this have scammed many people.

In this post, we will talk about Million Money, a cash-gifting scheme that promotes cryptocurrency. 

We will lay bare important details you’ll have to know about this opportunity to know whether it's worth your time or it’s just like the other crypto-scams. 

what is million money about

What Is Million Money About?

Million Money is a multi-level marketing company (MLM) that offers an income opportunity using cryptocurrency as its main reward. 

The crypto they utilize is Ethereum (ETH). 

Apparently, it’s not an investment program but as mentioned, it’s nothing more than a cash-gifting scheme. 

It’s basically built around an MLM cycler that allows you to fill it up with members and as you bring people to the program, you get more commissions. 

Being a cash gifting scheme where the difference between your typical matrix-based gifting scheme and Million Money is the use of cryptocurrency.

The name Million Money alone is something to be suspicious about. 

Not to disdain such titles because for some it could hype them up to do business but most of the time, company names with Million, Easy Money, or Money alone are associated with scams or fraudulent schemes. 

They may come with claims of big income but they always turn out to be bad opportunities. We’ll be able to attest to that as we’ve even reviewed a couple of companies that indeed turn out to be not recommended opportunities. 

With regards to who owns Million Money, there was no name disclosed.

They do have a strong social media presence on Facebook, Twitter, Instagram, and even Telegram. Their landing page is also equipped with FAQS that are available in a couple of languages. 

However, company address or founder’s information, which are important details, by the way, are not stipulated. 

Upon researching, it appears that the website was created on August 13, 2019, and the IP location was in San Francisco, USA but the default language of the website is in Russian. 

Well, this probably means that Million Money is trying their best to hide their founder or owner so they won’t be legally liable. Guess, it’ll be hard to find someone to blame when things go wrong with the opportunity.  

Million Money Product Line

Million Money is one of those cryptoMLMs that don’t have retailable products or services. What is offered instead is the income opportunity from the membership that allows you to buy positions into their compensation plan. It markets itself as a cash-gifting opportunity that is powered by a “smart contract,” which gives members “the fastest and easiest way to earn 1,500 Ethereum (ETH) every 100 days”.

Is Million Money A Scam?

Apparently, all the details that we’ve collected point to Million Money as a scam.

From no founder information to no retail sales, there’s definitely a lot of red flags to watch out for with this opportunity.

Income will most likely come from your recruited affiliates, thus making it a pyramid.

Considering how they lied about the income, there’s also a chance that it’s a Ponzi scheme.

Is Million Money A Pyramid Scheme/Ponzi Scheme?

It appears that making money in Million Money is based on recruiting an ever-increasing number of members. Since there are no retail products to sell and the only thing affiliates promote is the membership itself. Thus, it’s a pyramid scheme and this is illegal in almost every business regulating area. 

Million Money also appears like a Ponzi scheme since they deceive their participants. They may say that they have 200 or more active members but apparently, it’s all just part of a modus. The incentives are also based on recruitment, which is a major red flag!

As we all know, both Ponzi and pyramid schemes are unsustainable and are bound to fail. If I were you, I’d rather spend my time and money on something legit and profitable.

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Million Money Compensation Plan

million money compensation plan

Million Money’s compensation plan follows a 2x5 matrix. 

  • Level 1: You donate 0.03 ETH to your upline and you receive – 2×0.03 ETH from your downlines. 
  • Level 2: You donate 0.05 ETH to your uplines and you receive – 4×0.2 from your downlines 
  • Level 3: You donate 0.1 ETH to your uplines and you receive 8×0.8 ETH from your downlines. 
  • Level 4: You donate 0.4 ETH to your uplines and you receive 16×0.4 ETH from your downlines. 
  • Level 5: You donate 1 ETH to your uplines and you receive 32×1 ETH from your downlines.

Once you reached level 5 of the first matrix, the second matrix begins, and you receive the following commissions: 

  • Level 1: You donate 2.5 ETH to your upline and you receive – 4×2.5 ETH from your downlines.
  • Level 2: You donate 5 ETH to your uplines and you receive 4×5 from your downlines.
  • Level 3: You donate 10 ETH to your uplines and you receive 8×10 ETH from your downlines 
  • Level 4: You donate 20 ETH to your uplines and you receive 16×20 ETH from your downlines. 
  • Level 5: You donate 40 ETH to your uplines and you receive 32×40 ETH from your downlines.

For the first 100 days, you’re looking at a net profit of 1665 ETH, or $3,229,527 as of this writing (February 2021) 

See more about their compensation plan in the video below

How Much To Join Million Money?

Joining Million Money will cost you 0.03, which is about $59 as of the moment of this writing (February 2021). The 0.03 ETH will be the minimum that you’ll have to invest to join the program and be eligible for the compensation plan.

You’ll then have to fill up your matrixes by purchasing a position, which comes at a higher cost. And to fill that up, you’ll need to invest 78.99 ETH or $155,215 and this will allow you to earn a commission based on positions filled. 

million money review



There’s nothing to like about Million Money so I’ll just go straight to its cons. 


No Owner Information

As always, if a company is not openly upfront on who is running or owns it, think long and hard about joining. There’s a huge chance that it’s a scam.

This is the case with Million Money as it is not transparent about its founder or owner.

If it’s a legitimate opportunity, they could have openly disclosed their founders unless they are doing something fraudulent, which seems likely on this platform. 

Ponzi Scheme

As mentioned, Million Money is a Ponzi scheme and many red flags would support this matter.

So, why would you join an opportunity that deceives people? Do you want to end up getting scammed as well?

There are no retail products and the only thing that affiliates can buy is the membership itself. In simple terms, it’s all about recruitment. Other than that, it promises guaranteed and high returns of investment, which is another tell-tale of a scam. 

Expensive But Worthless

Imagine shelling out up to a hundred thousand dollars for something that is clearly a scam? Since, there are no retail products and what you are buying is the position itself but it’s too much.

Since the sole source of income is from recruitment, it will just continue to be rolled around the company until there are no more recruits. This kind of scheme is indeed unsustainable and guaranteed to fail. 

We can’t even say that people are even earning from this opportunity.

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Training Tools/Support

I haven’t seen much information about Million Money’s training and support but possibly, like other similar programs, you’ll have a user interface. 

There are also FAQs made available on their website and they can be reached through other social media platforms such as Facebook, Instagram, Telegram, and Twitter.

Final Opinion/Verdict

With all the red flags and cons that come with this opportunity, it’s pretty obvious that it’s a scam. 

As always, a coined easy money opportunity is something to be doubtful. I am definitely not recommending you to what Million Money offers. It’s clearly a Ponzi and Pyramid Scheme, which makes it illegal! 

Not only will you lose money here, but there’s also a chance that your name might get involved in controversy simply because you’re a member.

So why join in an opportunity that is bound to fail and scam you?

What's Next?

Probably, you've now figured out that Million Money is indeed a scam. But don’t worry I have prepared a better income opportunity for you. 

Join my top-recommended program and have access to the following:

  • Training resources
  • Webinars to help you start your business online
  • One-on-one coaching
  • Comprehensive guide
  • And many more!

Thank you for checking out my Million Money Review! I hope it was helpful. 

For comments, clarifications, and testimonials about Million Money, feel free to place them below. 

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Caroline So

I'm a stay-at-home mom always on the lookout for ways on how to make LEGITIMATE money online. I also love to write; when not working as a content writer, I create blogs about skincare, makeup, motherhood, and digital marketing. I joined Vasiliy as a writer for Best Lifetime Income blog.

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